2. February 2012
Continuous changes are taking place in the financial world. But in several of the situations there is not adequate understanding about the manner in which the changes will actually affect an individual’s finances. This is why it becomes importa[..]
2. February 2012
There is increasing competition being witnessed in the home loan space, which has led to a lot of choice as well as offers for borrowers. The impact is also witnessed in terms of an interest rate war from several players with two of India’s bigges[..]
27. January 2012
Education has become a costly affair in the present time. The need for making education affordable for all is increasingly gaining priority in the Government\'s checklist of prime concerns. In this context, the Indian Government came up with many proposals for modificat[..]
5. January 2012
South Indian Bank recently launched its mobile banking channel and has christened it as SIB M-Pay. The facility has been launched under the Core Banking Platform (CBS).Mobiles have given a whole new dimension to the way baking is done. Mobile Banking facility, which all[..]
3. January 2012
Convenient, quick, safe and trustworthy- credit cards have become an inevitable part of modern lifestyle. Knowing the type of credit card which suits the profile of the person concerned the best is important before selecting the card of choice. With hoards of credit car[..]
16. November 2011
A home loan includes great deal of intricacies which are often include arcane terms and hence making it difficult for a commoner and even difficult for the first time borrowers. Most of the loan applicants do not take the matter seriously and hence are likely to suffe[..]
9. November 2011
Finally, after initial resistance, lenders have started to waive the prepayment penalty in home loans. The banks used to levy penalty on the customer that borrowed money from some other lender to make the prepayments. However, such a penalty was not applicable to a cu[..]
8. November 2011
Rising interest rates have been one of the biggest concerns worrying the borrower in present times. Continuous hike in policy rates by Reserve Bank of India and corresponding rise in interest rates of loans has been showering its adversity especially on the home loan bo[..]
31. October 2011
The present generation has shown a rising trend in the average level of income of people and at the same time the average age group of individuals earning a decent salary has also dropped. Also with increasing level of education people are becoming more aware. Young par[..]
11. October 2011
Buying a home of choice is every person\'s dream. But for the common man, the path towards fulfillment of this dream is definitely not a cakewalk. The chase for a dream home is loaded with tension and burden. First burden consists of the need to search a suitable and ap[..]
23. September 2011
The incidence of tax is a priority concern for every tax payer. Every tax payer wishes to save his hard earned money to the utmost possible level. The validity as well as justified logic behind this thought of the tax payer led to the government in coming up with a vari[..]
9. September 2011
The initial process of a home loan is the most difficult as well as decisive phase of a home loan, there are a lot of things that are to taken care of by a person before he gets into a deal with a lender. The fate of a dwelling loan depends on the approach of the borr[..]
5. September 2011
It is not only about borrowing a home loan but the most important thing is that whether the loan scheme that a person has borrowed is suitable for him and if yes then to what extent. Managing a loan is another very important task that a borrower has to tune with, the [..]
2. September 2011
Monetary transactions by means of an instrument called ‘cheque\' have been in practice since a long time now. With the advent of electronic payment systems, there have been many mode of payments made available to the customer. But payment through cheques still con[..]
26. August 2011
When it comes to home loans there are a few things that must pass through the head of a person who has some idea about home loans and they are his credit report and his loan eligibility. If they are at their place whether they are supposed to be then a borrower is jus[..]
26. August 2011
India\'s global ties with the outside world has increased manifold in the present times. With Indian companies spreading globally and foreign multinationals setting foot here, many Indians are also moving abroad on multiple grounds.Flow of foreign currency into the nati[..]
11. August 2011
Most of the people believe that it is only the interest rate applicable on the loan which determines the overall cost of the home loan but it is definitely not so there are a few other fees applicable on a home loan that sums up to produce the overall cost for a home [..]
10. August 2011
When borrowers are not satisfied by their loan scheme they might like to try the option of refinancing. Undoubtedly is a very beneficial facility if handled carefully. Reason may differ for people due to which they wish to refinance. The most common thing for which t[..]
10. August 2011
The Indian economy is presently facing a big hit from the towering inflation figures. Controlling inflation happens to have become one of the prime concerns as well as requirement. With Reserve Bank of India raising policy rates for the 11th time in a year\'s span, bank[..]
2. August 2011
Technology advancement has brought bountiful development in the banking industry. Gone are the days when one needed to stand in long hours of queue to send money to a distant location or for other banking activities too. With electronic fund transfer facility increasing[..]
28. July 2011
When it comes to home loans and a person wants to make the maximum out of it then apart from a lot factors the one that can have a lot of effect on the deal is whether the decision that the applicant is making is an informed decision or not? Some people might not take[..]
26. July 2011
It is not only the interest rate that a person is required to pay for his home loan but there are a few other charges that a borrower might have to come across and if he is not prepared for them then it can even create a few complications for him. Some of them are man[..]
21. July 2011
The Government employees in Bihar would now be able to borrow a home loan upto 30 lacs at an interest rate of 8%., the Deputy Chief Minister of Bihar Mr. Sushil Kumar Modi made the announcement. He said that the Government would become guarantor for the home loan and[..]
20. July 2011
In the era of rising interest rates, the prime concern of the borrower happens to be the right choice of loans. Inflationary pressures have no doubt hit the economy hard but as ever the most hit always happens to be the common man. Costly loans put a halt to a lot of pl[..]
15. July 2011
There are a lot of people that are not very much satisfied with their home loan schemes and still they are skeptic about giving other options like refinancing a try because they do not have a very good credit history. Through refinancing, a borrower can shift his loan t[..]
12. July 2011
A slight mistake from a person while borrowing a home loan can cause a lot of difficulties, that would eventually suck away all the excitement of the borrower about his home, then the only thing that he is concerned about is how to get rid of his home loan as it does no[..]
7. July 2011
Savings accounts have not had the name in being a high return earning investment option for the investor. Being amongst the very few rates in the country which are still regulated by Reserve Bank of India, these accounts earn the depositor an interest of only 4%.Thus ma[..]
5. July 2011
Which loan scheme would be suitable? This is a thing about which a person who is looking for a home loan is most concerned about. A suitable home loan scheme can ensure an enjoyable experience of borrowing a home loan but even the slightest of delinquency can have devas[..]
1. July 2011
A home loan is quite an arcane kind of thing, it cab be really very difficult for a common person to be able to pick from several apposite loan schemes. There can be loan schemes on which interest rate applicable may be same but by the end of the loan tenure one of them[..]
21. June 2011
Recurring deposits have over the time emerged as a safe and convenient investment option for the small investor. The word safety gets associated with the fact that it is a low risk instrument mostly offered by banks. At the same time, convenience comes with the fact tha[..]
- How home loan interest rates change in India and how they impact you
- Avoiding home loan prepayment penalty
- Education loans seeing a facelift in India
- South Indian Bank launches Mobile banking service
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